“My confession: I owe Pac Bell $800. And I’m not paying it back.
I owe about $800 to Pacific Bell. It’s a completely legitimate debt. Some of it is basic land line charges, some is long distance, some is DSL.
At the time of the original billing, I did intend to pay, eventually. But a series of incidents helped me to rationalize that the phone company is an evil adversary that doesn’t deserve my money.”