I was really bad with money for a long time. When I first moved to the city, I was making $63,000 a year with Novix media. And I felt like I was on top of the world. But I overpaid for everything because I didn’t know any better. I was living in New York City paying tourist prices for everything. But I didn’t have any credit cards, so I couldn’t rack up debt. When you only have $500 in the bank, you can’t spend more than $500. Being broke taught me how to be good and budget. It required me to be responsible. My parents weren’t good about teaching me this stuff and I think they regret it.